Health Care Fix for Families

The Patient Protection and Affordable Care Act (PPACA) was the focus of Supreme Court Arguments last week. Whether such a federal law can require health insurance participation of all Americans was a large focus. Recognizing this and other concerns, Garrett Stevenson, Candidate for Juris Doctor, 2012, and Staff Editor, Regent University Law Review has written a piece for Elder Law about PPACA and how to fix it.

His article examines whether a federal law allowing individuals to purchase health
Americans by giving more choice of coverage and lower costs. Section I discusses the history of health care in the United States, including the policies that have led to higher costs for some individuals and proposed state legislation to counteract this trend. Section II examines and analyzes the Patient Protection and Affordable Care Act (PPACA) as it relates to where individuals may purchase health insurance, and a statistical analysis of the legislation. Section III then presents and examines the alternative option of amending PPACA to allow individuals to purchase health insurance premiums from any state they choose and why opponents’ fears of allowing this freedom are unfounded.

Amending the federal law by allowing individuals to purchase health insurance across state lines would decrease the number of uninsured Americans, lower costs for both individuals and the federal government, and create more efficiency for families generally by providing the right amount of health insurance to meet each individual’s needs. Read the entire article here.